Cashless Payment

Cashless payment is a convenient and streamlined method of settling medical bills at healthcare facilities without the policyholder having to make upfront payments.

Instead of paying for medical services out of pocket and then seeking reimbursement from the insurance company, the insurance company directly settles the bills with the healthcare provider.

How a cashless Payment works:

Selection of Network Providers

Insurance companies have a network of healthcare providers, including hospitals, doctors, and clinics, with whom they have negotiated agreements.

Policyholder Seeks Treatment

When a policyholder requires medical treatment, they can choose to receive care at a network hospital or facility covered by their health insurance policy.

Contacting the Insurance Company

Before seeking treatment, the policyholder contacts their insurance company or its third-party administrator (TPA) to initiate a cashless request or cashless authorization.

Cashless Authorization Request

The policyholder provides specific information of policy details, the nature of the medical condition needed, the name and location of the selected network hospital, and the expected date of admission.

Cashless Authorization Letter

If the request is approved, the insurance company issues a cashless authorization letter to the policyholder.

Presenting the Letter at the Hospital

The policyholder presents the cashless authorization letter to the hospital during the admission process.

Policyholder's Responsibility

While the policyholder does not have to pay, they are still responsible for any applicable co-payments, deductibles, or non-covered expenses as per the policy terms.

Monitoring the Claim

The insurance company continues to monitor the claim throughout the treatment process to ensure that it remains within the approved scope and coverage.

What is important?

Cashless payment aims to provide policyholders with easy access to medical care without the financial burden of immediate payments.

It offers convenience and peace of mind, as policyholders can focus on their health while the insurance company takes care of the billing process.

Policyholders should be aware of their policy's terms and conditions and communicate with the insurance company to ensure a smooth cashless claims process.

An Amit Sadana Enterprise

Emergency Claims Helpline no.:

+91 9971.97.3400

Cashless Payment

How a cashless Payment works:

Selection of Network Providers

Policyholder Seeks Treatment

Contacting the Insurance Company

Cashless Authorization Request

Cashless Authorization Letter

Presenting the Letter at the Hospital

Policyholder's Responsibility

Monitoring the Claim

What is important?

Patients

Claim Forms
Claim Status
Claim Intimation
Claim Consultation
Claim Rejection
Claim Payment

Our Process

Cashless Forms
Cashless Letter
Cashless Status
Cashless Request
Cashless Payment
Cashless Empanelment

Cashless Payment

How a cashless Payment works:

Selection of Network Providers

Policyholder Seeks Treatment

Contacting the Insurance Company

Cashless Authorization Request

Cashless Authorization Letter

Presenting the Letter at the Hospital

​Policyholder's Responsibility

Monitoring the Claim

What is important?

Patients

Claim Forms Claim Status Claim Intimation Claim Consultation Claim Rejection Claim Payment

Our Process

Cashless Forms Cashless Letter Cashless Status Cashless Request Cashless Payment Cashless Empanelment

Policyholder's Responsibility

Claim Forms
Claim Status
Claim Intimation
Claim Consultation
Claim Rejection
Claim Payment

Cashless Forms
Cashless Letter
Cashless Status
Cashless Request
Cashless Payment
Cashless Empanelment